ISO 20022 accounts payable

Accounts payable processes use ISO 20022 pain.001.001.003 and pain.002.001.003 messages according to the CGI (Common Global Implementation).

PaymentsPlus consumes and produces these files:

• Transmit a pain.001.001.003 payment import file to PaymentsPlus to send Australian and New Zealand payments.
• PaymentsPlus responds with three levels of pain.002.001.003 remittance messages.

Data considerations

See Australian domestic payment currencies for important data considerations.

Australian Direct Entry (EFT)

• The total count of Australian Direct Entry (EFT) transactions in a file cannot exceed 999,999

File validation

ISO pain.001.001.003 files are validated according to the XML schema on ISO 20022 Payments messages. Files that do not meet the schema requirements will be rejected.

PaymentsPlus performs additional validation to ensure your facility is able to send the payments in the file.

pain.001.001.003

The structure of a Payment Initiation pain.001.001.003 payment import file is:

• One block at the 'Group Level'

  • One 'Message Identification'
  • One 'Sum and Totals'
  • One 'Initiating Party'

• One block at the 'Payment ID Level'

  • One 'Payment Methods and Types'
  • One 'Originating Account'

• One or more blocks at the 'Transaction Level'

  • One 'Counterparty Details'
  • One or more payment records
  • Zero or more remittance records
  • Zero or more invoice records

Important: Please refer to the v3 XSD for specific validation rules https://www.iso20022.org/message_archive.page#PaymentsInitiation3.

Group level

Payment ID level

Transaction level

Specifying the payment method

When specifying a payment channel varying pain.001.001.003 elements need to be populated. Refer to the tables below:

Australian payment channels

<PmtInf><DbtrAgt><FinInstnId><BIC> starts with WPACAU.

New Zealand payment channels

<PmtInf><DbtrAgt><FinInstnId><BIC> starts with WPACNZ.

Specifying the amount

Specifying the account

Domestic

For domestic transactions use the following fields to specify the account.

International

Typically, an IBAN is used for any of the 34 countries in the SEPA (Single Euro Payments Area).

For non-EUR countries only a SWIFT code and account number is necessary.

If a vendor specifically asks to use a BSB/routing code, set it as per below. PaymentsPlus will decide if the BSB/routing code needs to be used or not for the payment.

Specifying the End To End Id

Sample files

See these pain.001.001.003 payment import files:

• Direct Entry payment
• OTT payment
• OTT payment with dealer rate
• RTGS payment
• Cheque payment
• BPAY payment
• Osko payment

Direct Entry payment

<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>1000044716</MsgId>
      <CreDtTm>2018-12-14T14:05:41</CreDtTm>
      <NbOfTxs>7</NbOfTxs>
      <CtrlSum>30865.64</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>1000044716</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>7</NbOfTxs>
      <CtrlSum>30865.64</CtrlSum>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <SvcLvl>
          <Cd>NURG</Cd>
        </SvcLvl>
      </PmtTpInf>
      <ReqdExctnDt>2018-12-14</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <StrtNm>123 Fake Street</StrtNm>
          <BldgNb>Level 6</BldgNb>
          <TwnNm>Melbourne</TwnNm>
          <CtrySubDvsn>VIC</CtrySubDvsn>
          <Ctry>AU</Ctry>
        </PstlAdr>
        <CtryOfRes>AU</CtryOfRes>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>123465</Id>
          </Othr>
        </Id>
        <Ccy>AUD</Ccy>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>WPACAU2S</BIC>
          <ClrSysMmbId>
            <MmbId>032-002</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </FinInstnId>
        <BrnchId>
          <Id>303 Collins Street</Id>
        </BrnchId>
      </DbtrAgt>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-210045000139362019</InstrId>
          <EndToEndId>210045000139362019</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">67.38</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>032-002</MmbId>
            </ClrSysMmbId>
            <Nm>WBC</Nm>
            <PstlAdr>
              <Ctry>AU</Ctry>
            </PstlAdr>
          </FinInstnId>
          <BrnchId>
            <Id>Garden City</Id>
          </BrnchId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <PstCd>2601</PstCd>
            <TwnNm>Canberra City</TwnNm>
            <CtrySubDvsn>Aus</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>CUSTOMER NAME-0000000001</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>123465</Id>
            </Othr>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <Tax>
          <Dbtr>
            <TaxId>40069396792</TaxId>
          </Dbtr>
          <RefNb>NSAG_REIMB</RefNb>
          <Dt>2018-12-14</Dt>
          <Rcrd>
            <Tp>WHT</Tp>
            <TaxAmt>
              <TaxblBaseAmt Ccy="AUD">0.00</TaxblBaseAmt>
              <TtlAmt Ccy="AUD">0.00</TtlAmt>
            </TaxAmt>
          </Rcrd>
        </Tax>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-210045000139372019</InstrId>
          <EndToEndId>210045000139372019</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">18975.00</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>032-002</MmbId>
            </ClrSysMmbId>
            <Nm>WBC</Nm>
            <PstlAdr>
              <Ctry>AU</Ctry>
            </PstlAdr>
          </FinInstnId>
          <BrnchId>
            <Id>Royal Exchange</Id>
          </BrnchId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <StrtNm>123 Fake Street</StrtNm>
            <BldgNb>Level 6</BldgNb>
            <PstCd>2010</PstCd>
            <TwnNm>SURRY HILLS</TwnNm>
            <CtrySubDvsn>New</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0000900796</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>398127</Id>
            </Othr>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <Tax>
          <Dbtr>
            <TaxId>40069396792</TaxId>
          </Dbtr>
          <RefNb>INV1015560</RefNb>
          <Dt>2018-12-14</Dt>
          <Rcrd>
            <Tp>WHT</Tp>
            <TaxAmt>
              <TaxblBaseAmt Ccy="AUD">0.00</TaxblBaseAmt>
              <TtlAmt Ccy="AUD">0.00</TtlAmt>
            </TaxAmt>
          </Rcrd>
        </Tax>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

Cheque payment

<?xml version="1.0" encoding="UTF-8"?>
<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>1002279829</MsgId>
      <CreDtTm>2018-12-14T14:20:19</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>728.95</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>12345678</PmtInfId>
      <PmtMtd>CHK</PmtMtd>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>728.95</CtrlSum>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <SvcLvl>
          <Cd>NURG</Cd>
        </SvcLvl>
      </PmtTpInf>
      <ReqdExctnDt>2018-12-14</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <StrtNm>Lee Street</StrtNm>
          <TwnNm>Sydney</TwnNm>
          <CtrySubDvsn>NSW</CtrySubDvsn>
          <Ctry>AU</Ctry>
        </PstlAdr>
        <CtryOfRes>AU</CtryOfRes>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>170489</Id>
          </Othr>
        </Id>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>WPACAU2S</BIC>
          <ClrSysMmbId>
            <MmbId>032-001</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Othr>
            <Id>032</Id>
          </Othr>
        </FinInstnId>
        <BrnchId>
          <Id>032-001</Id>
        </BrnchId>
      </DbtrAgt>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-200000010004702019</InstrId>
          <EndToEndId>0001000470</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">728.95</InstdAmt>
        </Amt>
        <ChrgBr>SHAR</ChrgBr>
        <ChqInstr>
          <ChqTp>BCHQ</ChqTp>
          <ChqNb>1000470</ChqNb>
          <DlvryMtd>
            <Cd>MLCD</Cd>
          </DlvryMtd>
          <InstrPrty>NORM</InstrPrty>
          <ChqMtrtyDt>2018-12-14</ChqMtrtyDt>
          <FrmsCd>01</FrmsCd>
          <MemoFld>Retain document for tax purposes</MemoFld>
        </ChqInstr>
        <Cdtr>
          <Nm>TEST PAYER</Nm>
          <PstlAdr>
            <StrtNm>LOCKED BAG 1</StrtNm>
            <PstCd>2000</PstCd>
            <TwnNm>Sydney</TwnNm>
            <CtrySubDvsn>NSW</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0081000802</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <RltdRmtInf>
          <RmtLctnMtd>POST</RmtLctnMtd>
        </RltdRmtInf>
        <RmtInf>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CINV</Cd>
                </CdOrPrtry>
              </Tp>
              <Nb>3100002653</Nb>
              <RltdDt>2018-12-12</RltdDt>
            </RfrdDocInf>
            <RfrdDocAmt>
              <DuePyblAmt Ccy="AUD">1457.40</DuePyblAmt>
              <AdjstmntAmtAndRsn>
                <Amt Ccy="AUD">0.00</Amt>
              </AdjstmntAmtAndRsn>
              <RmtdAmt Ccy="AUD">1457.40</RmtdAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
              <Ref>HRPYM00006</Ref>
            </CdtrRefInf>
          </Strd>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CREN</Cd>
                </CdOrPrtry>
              </Tp>
              <Nb>3100002653</Nb>
              <RltdDt>2018-12-12</RltdDt>
            </RfrdDocInf>
            <RfrdDocAmt>
              <CdtNoteAmt Ccy="AUD">728.45</CdtNoteAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
              <Ref>HRPYM00006</Ref>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

BPAY payment

<?xml version="1.0"?>
<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>16</MsgId>
      <CreDtTm>2016-04-05T10:58:15.9515009+10:00</CreDtTm>
      <NbOfTxs>2</NbOfTxs>
      <CtrlSum>3.75</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>16BPay</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>2</NbOfTxs>
      <CtrlSum>3.75</CtrlSum>
      <PmtTpInf>
        <SvcLvl>
          <Cd>NURG</Cd>
        </SvcLvl>
        <LclInstrm>
          <Prtry>BPAY</Prtry>
        </LclInstrm>
      </PmtTpInf>
      <ReqdExctnDt>2016-04-05</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <Ctry>AU</Ctry>
        </PstlAdr>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>123465</Id>
          </Othr>
        </Id>
        <Ccy>AUD</Ccy>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <ClrSysMmbId>
            <MmbId>032-002</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </FinInstnId>
        <BrnchId>
          <Id>032-002</Id>
        </BrnchId>
      </DbtrAgt>
      <ChrgBr>DEBT</ChrgBr>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>74</InstrId>
          <EndToEndId>4072209021693770</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">1.50</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>111222</MmbId>
            </ClrSysMmbId>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>4072209021693770</Nm>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>4072209021693770</Id>
            </Othr>
          </Id>
        </CdtrAcct>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>75</InstrId>
          <EndToEndId>4072209021693770</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">2.25</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>111222</MmbId>
            </ClrSysMmbId>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>4072209021693770</Nm>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>4072209021693770</Id>
            </Othr>
          </Id>
        </CdtrAcct>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

Osko payment

<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>1000044716</MsgId>
      <CreDtTm>2018-12-14T14:05:41</CreDtTm>
      <NbOfTxs>7</NbOfTxs>
      <CtrlSum>30865.64</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>1000044716</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>7</NbOfTxs>
      <CtrlSum>30865.64</CtrlSum>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <LclInstrm>
          <Prtry>X2P1</Prtry>
        </LclInstrm>
      </PmtTpInf>
      <ReqdExctnDt>2018-12-14</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <StrtNm>123 Fake Street</StrtNm>
          <BldgNb>Level 6</BldgNb>
          <TwnNm>Melbourne</TwnNm>
          <CtrySubDvsn>VIC</CtrySubDvsn>
          <Ctry>AU</Ctry>
        </PstlAdr>
        <CtryOfRes>AU</CtryOfRes>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>123465</Id>
          </Othr>
        </Id>
        <Ccy>AUD</Ccy>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>WPACAU2S</BIC>
          <ClrSysMmbId>
            <MmbId>032-002</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </FinInstnId>
        <BrnchId>
          <Id>303 Collins Street</Id>
        </BrnchId>
      </DbtrAgt>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-210045000139362019</InstrId>
          <EndToEndId>210045000139362019</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">67.38</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <Nm>WBC</Nm>
            <PstlAdr>
              <Ctry>AU</Ctry>
            </PstlAdr>
          </FinInstnId>
          <BrnchId>
            <Id>Garden City</Id>
          </BrnchId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <PstCd>2601</PstCd>
            <TwnNm>Canberra City</TwnNm>
            <CtrySubDvsn>Aus</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>CUSTOMER NAME-0000000001</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>032000123465</Id>
              <SchmeNm>
                <Cd>BBAN</Cd>
              </SchmeNm>
            </Othr>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <Tax>
          <Dbtr>
            <TaxId>40069396792</TaxId>
          </Dbtr>
          <RefNb>NSAG_REIMB</RefNb>
          <Dt>2018-12-14</Dt>
          <Rcrd>
            <Tp>WHT</Tp>
            <TaxAmt>
              <TaxblBaseAmt Ccy="AUD">0.00</TaxblBaseAmt>
              <TtlAmt Ccy="AUD">0.00</TtlAmt>
            </TaxAmt>
          </Rcrd>
        </Tax>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-210045000139372019</InstrId>
          <EndToEndId>210045000139372019</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">18975.00</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>032-002</MmbId>
            </ClrSysMmbId>
            <Nm>WBC</Nm>
            <PstlAdr>
              <Ctry>AU</Ctry>
            </PstlAdr>
          </FinInstnId>
          <BrnchId>
            <Id>Royal Exchange</Id>
          </BrnchId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <StrtNm>123 Fake Street</StrtNm>
            <BldgNb>Level 6</BldgNb>
            <PstCd>2010</PstCd>
            <TwnNm>SURRY HILLS</TwnNm>
            <CtrySubDvsn>New</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0000900796</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>03099900398127</Id>
              <SchmeNm>
                <Cd>BBAN</Cd>
              </SchmeNm>
            </Othr>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <Tax>
          <Dbtr>
            <TaxId>40069396792</TaxId>
          </Dbtr>
          <RefNb>INV1015560</RefNb>
          <Dt>2018-12-14</Dt>
          <Rcrd>
            <Tp>WHT</Tp>
            <TaxAmt>
              <TaxblBaseAmt Ccy="AUD">0.00</TaxblBaseAmt>
              <TtlAmt Ccy="AUD">0.00</TtlAmt>
            </TaxAmt>
          </Rcrd>
        </Tax>
        <RmtInf>
          <Ustrd>unstructured test line 1</Ustrd>
          <Ustrd>unstructured test line 2</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

OTT payment

<?xml version="1.0" encoding="UTF-8"?>
<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>1002278020</MsgId>
      <CreDtTm>2018-12-14T12:08:23</CreDtTm>
      <NbOfTxs>2</NbOfTxs>
      <CtrlSum>10903.00</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>1002278020</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>2</NbOfTxs>
      <CtrlSum>10903.00</CtrlSum>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <SvcLvl>
          <Cd>URGP</Cd>
        </SvcLvl>
        <LclInstrm>
          <Cd>IN</Cd>
        </LclInstrm>
      </PmtTpInf>
      <ReqdExctnDt>2018-12-14</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <StrtNm>Lee Street</StrtNm>
          <TwnNm>Sydney</TwnNm>
          <CtrySubDvsn>NSW</CtrySubDvsn>
          <Ctry>AU</Ctry>
        </PstlAdr>
        <CtryOfRes>AU</CtryOfRes>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>123465</Id>
          </Othr>
        </Id>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>WPACAU2S</BIC>
          <ClrSysMmbId>
            <MmbId>032-002</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Othr>
            <Id>032</Id>
          </Othr>
        </FinInstnId>
        <BrnchId>
          <Id>032-002</Id>
        </BrnchId>
      </DbtrAgt>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-100080002083662019</InstrId>
          <EndToEndId>8000208366</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">6830.00</InstdAmt>
        </Amt>
        <ChrgBr>SHAR</ChrgBr>
        <CdtrAgt>
          <FinInstnId>
            <BIC>GEBABEBB</BIC>
            <ClrSysMmbId>
              <MmbId>210</MmbId>
            </ClrSysMmbId>
            <Nm>BNP PARIBAS/ FORTIS BANK</Nm>
            <PstlAdr>
              <Ctry>BE</Ctry>
            </PstlAdr>
          </FinInstnId>
          <BrnchId>
            <Id>BRUSSELS</Id>
          </BrnchId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <StrtNm>TOUR SABLON</StrtNm>
            <BldgNb>CUSTOMER TOWN</BldgNb>
            <PstCd>1000</PstCd>
            <TwnNm>TOWN</TwnNm>
            <CtrySubDvsn>11</CtrySubDvsn>
            <Ctry>BE</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0020018400</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>BE85210047050106</IBAN>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <Tax>
          <Cdtr>
            <TaxId>BE0413393907</TaxId>
          </Cdtr>
        </Tax>
        <RltdRmtInf>
          <RmtLctnMtd>EMAL</RmtLctnMtd>
          <RmtLctnElctrncAdr>test@customer.com</RmtLctnElctrncAdr>
        </RltdRmtInf>
        <RmtInf>
          <Ustrd>Deal 343571</Ustrd>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CINV</Cd>
                </CdOrPrtry>
              </Tp>
              <Nb>1900047129</Nb>
              <RltdDt>2018-11-15</RltdDt>
            </RfrdDocInf>
            <RfrdDocAmt>
              <DuePyblAmt Ccy="AUD">6830.00</DuePyblAmt>
              <AdjstmntAmtAndRsn>
                <Amt Ccy="AUD">0.00</Amt>
              </AdjstmntAmtAndRsn>
              <RmtdAmt Ccy="AUD">6830.00</RmtdAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
              <Ref>3184000436</Ref>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-100080002083672019</InstrId>
          <EndToEndId>8000208367</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">4073.00</InstdAmt>
        </Amt>
        <ChrgBr>SHAR</ChrgBr>
        <CdtrAgt>
          <FinInstnId>
            <BIC>KBBECH22XXX</BIC>
            <ClrSysMmbId>
              <MmbId>00790</MmbId>
            </ClrSysMmbId>
            <Nm>Berner Kantonalbank AG</Nm>
            <PstlAdr>
              <Ctry>CH</Ctry>
            </PstlAdr>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <StrtNm>132 NEUFELDSTRASSE</StrtNm>
            <PstCd>3012</PstCd>
            <TwnNm>BERN</TwnNm>
            <CtrySubDvsn>BE</CtrySubDvsn>
            <Ctry>CH</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0020028401</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>CH8000790016271905163</IBAN>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <RltdRmtInf>
          <RmtLctnMtd>EMAL</RmtLctnMtd>
          <RmtLctnElctrncAdr>test@customer.com</RmtLctnElctrncAdr>
        </RltdRmtInf>
        <RmtInf>
          <Ustrd>Deal 343572</Ustrd>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CINV</Cd>
                </CdOrPrtry>
              </Tp>
              <Nb>1900047542</Nb>
              <RltdDt>2018-10-28</RltdDt>
            </RfrdDocInf>
            <RfrdDocAmt>
              <DuePyblAmt Ccy="AUD">4073.00</DuePyblAmt>
              <AdjstmntAmtAndRsn>
                <Amt Ccy="AUD">0.00</Amt>
              </AdjstmntAmtAndRsn>
              <RmtdAmt Ccy="AUD">4073.00</RmtdAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
              <Ref>2018-1202</Ref>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

OTT payment with dealer rate

<?xml version="1.0" encoding="UTF-8"?>
<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>1002278020</MsgId>
      <CreDtTm>2018-12-14T12:08:23</CreDtTm>
      <NbOfTxs>2</NbOfTxs>
      <CtrlSum>10903.00</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>1002278020</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>2</NbOfTxs>
      <CtrlSum>10903.00</CtrlSum>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <SvcLvl>
          <Cd>URGP</Cd>
        </SvcLvl>
        <LclInstrm>
          <Cd>IN</Cd>
        </LclInstrm>
      </PmtTpInf>
      <ReqdExctnDt>2018-12-14</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <StrtNm>Lee Street</StrtNm>
          <TwnNm>Sydney</TwnNm>
          <CtrySubDvsn>NSW</CtrySubDvsn>
          <Ctry>AU</Ctry>
        </PstlAdr>
        <CtryOfRes>AU</CtryOfRes>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>123465</Id>
          </Othr>
        </Id>
        <Ccy>AUD</Ccy>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>WPACAU2S</BIC>
          <ClrSysMmbId>
            <MmbId>032-002</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Othr>
            <Id>032</Id>
          </Othr>
        </FinInstnId>
        <BrnchId>
          <Id>032-002</Id>
        </BrnchId>
      </DbtrAgt>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-100080002083662019</InstrId>
          <EndToEndId>8000208366</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="USD">6830.00</InstdAmt>
        </Amt>
        <XchgRateInf>
          <XchgRate>1.1</XchgRate>
          <CtrctId>12345</CtrctId>
        </XchgRateInf>
        <ChrgBr>SHAR</ChrgBr>
        <CdtrAgt>
          <FinInstnId>
            <BIC>GEBABEBB</BIC>
            <ClrSysMmbId>
              <MmbId>210</MmbId>
            </ClrSysMmbId>
            <Nm>BNP PARIBAS/ FORTIS BANK</Nm>
            <PstlAdr>
              <Ctry>BE</Ctry>
            </PstlAdr>
          </FinInstnId>
          <BrnchId>
            <Id>BRUSSELS</Id>
          </BrnchId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <StrtNm>TOUR SABLON</StrtNm>
            <BldgNb>CUSTOMER TOWN</BldgNb>
            <PstCd>1000</PstCd>
            <TwnNm>TOWN</TwnNm>
            <CtrySubDvsn>11</CtrySubDvsn>
            <Ctry>BE</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0020018400</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>BE85210047050106</IBAN>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <Tax>
          <Cdtr>
            <TaxId>BE0413393907</TaxId>
          </Cdtr>
        </Tax>
        <RltdRmtInf>
          <RmtLctnMtd>EMAL</RmtLctnMtd>
          <RmtLctnElctrncAdr>test@customer.com</RmtLctnElctrncAdr>
        </RltdRmtInf>
        <RmtInf>
          <Ustrd>Deal 343571</Ustrd>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CINV</Cd>
                </CdOrPrtry>
              </Tp>
              <Nb>1900047129</Nb>
              <RltdDt>2018-11-15</RltdDt>
            </RfrdDocInf>
            <RfrdDocAmt>
              <DuePyblAmt Ccy="AUD">6830.00</DuePyblAmt>
              <AdjstmntAmtAndRsn>
                <Amt Ccy="AUD">0.00</Amt>
              </AdjstmntAmtAndRsn>
              <RmtdAmt Ccy="AUD">6830.00</RmtdAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
              <Ref>3184000436</Ref>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-100080002083672019</InstrId>
          <EndToEndId>8000208367</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">4073.00</InstdAmt>
        </Amt>
        <XchgRateInf>
          <XchgRate>1.2</XchgRate>
          <CtrctId>54321</CtrctId>
        </XchgRateInf>
        <ChrgBr>SHAR</ChrgBr>
        <CdtrAgt>
          <FinInstnId>
            <BIC>KBBECH22XXX</BIC>
            <ClrSysMmbId>
              <MmbId>00790</MmbId>
            </ClrSysMmbId>
            <Nm>Berner Kantonalbank AG</Nm>
            <PstlAdr>
              <Ctry>CH</Ctry>
            </PstlAdr>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>CUSTOMER NAME</Nm>
          <PstlAdr>
            <StrtNm>132 NEUFELDSTRASSE</StrtNm>
            <PstCd>3012</PstCd>
            <TwnNm>BERN</TwnNm>
            <CtrySubDvsn>BE</CtrySubDvsn>
            <Ctry>CH</Ctry>
          </PstlAdr>
          <Id>
            <OrgId>
              <Othr>
                <Id>0020028401</Id>
              </Othr>
            </OrgId>
          </Id>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>CH8000790016271905163</IBAN>
          </Id>
          <Nm>CUSTOMER NAME</Nm>
        </CdtrAcct>
        <RltdRmtInf>
          <RmtLctnMtd>EMAL</RmtLctnMtd>
          <RmtLctnElctrncAdr>test@customer.com</RmtLctnElctrncAdr>
        </RltdRmtInf>
        <RmtInf>
          <Ustrd>Deal 343572</Ustrd>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CINV</Cd>
                </CdOrPrtry>
              </Tp>
              <Nb>1900047542</Nb>
              <RltdDt>2018-10-28</RltdDt>
            </RfrdDocInf>
            <RfrdDocAmt>
              <DuePyblAmt Ccy="AUD">4073.00</DuePyblAmt>
              <AdjstmntAmtAndRsn>
                <Amt Ccy="AUD">0.00</Amt>
              </AdjstmntAmtAndRsn>
              <RmtdAmt Ccy="AUD">4073.00</RmtdAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
              <Ref>2018-1202</Ref>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

RTGS payment

<?xml version="1.0" encoding="UTF-8"?>
<Document
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>1002274824</MsgId>
      <CreDtTm>2018-12-13T13:02:01</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>20000000.00</CtrlSum>
      <InitgPty>
        <Nm>TEST PAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>1002274824</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>20000000.00</CtrlSum>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <SvcLvl>
          <Cd>URGP</Cd>
        </SvcLvl>
      </PmtTpInf>
      <ReqdExctnDt>2018-12-13</ReqdExctnDt>
      <Dbtr>
        <Nm>TEST PAYER</Nm>
        <PstlAdr>
          <StrtNm>Lee Street</StrtNm>
          <TwnNm>Sydney</TwnNm>
          <CtrySubDvsn>NSW</CtrySubDvsn>
          <Ctry>AU</Ctry>
        </PstlAdr>
        <CtryOfRes>AU</CtryOfRes>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <Othr>
            <Id>123465</Id>
          </Othr>
        </Id>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>WPACAU2S</BIC>
          <ClrSysMmbId>
            <MmbId>032-002</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <Othr>
            <Id>032</Id>
          </Othr>
        </FinInstnId>
        <BrnchId>
          <Id>032-002</Id>
        </BrnchId>
      </DbtrAgt>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>01-100080002081682019</InstrId>
          <EndToEndId>8000208168</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="AUD">20000000.00</InstdAmt>
        </Amt>
        <ChrgBr>SHAR</ChrgBr>
        <UltmtDbtr>
          <Nm>TEST PAYER</Nm>
          <PstlAdr>
            <StrtNm>Test Street</StrtNm>
            <TwnNm>Sydney</TwnNm>
            <CtrySubDvsn>NSW</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
          <CtryOfRes>AU</CtryOfRes>
        </UltmtDbtr>
        <CdtrAgt>
          <FinInstnId>
            <BIC>WPACAU2S</BIC>
            <ClrSysMmbId>
              <MmbId>032-002</MmbId>
            </ClrSysMmbId>
            <Nm>Test WBC</Nm>
            <PstlAdr>
              <Ctry>AU</Ctry>
            </PstlAdr>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>TESt PAYER</Nm>
          <PstlAdr>
            <StrtNm>18 Test Street</StrtNm>
            <PstCd>2008</PstCd>
            <TwnNm>Chippendale</TwnNm>
            <CtrySubDvsn>NSW</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <Othr>
              <Id>123465</Id>
            </Othr>
          </Id>
          <Nm>TEST PAYER</Nm>
        </CdtrAcct>
        <UltmtCdtr>
          <PstlAdr>
            <StrtNm>18 Test Street</StrtNm>
            <PstCd>2008</PstCd>
            <TwnNm>Chippendale</TwnNm>
            <CtrySubDvsn>NSW</CtrySubDvsn>
            <Ctry>AU</Ctry>
          </PstlAdr>
        </UltmtCdtr>
        <InstrForCdtrAgt>
          <InstrInf>Test BS13.12.18</InstrInf>
        </InstrForCdtrAgt>
        <RmtInf>
          <Strd>
            <RfrdDocInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>CINV</Cd>
                </CdOrPrtry>
              </Tp>
            </RfrdDocInf>
            <RfrdDocAmt>
              <DuePyblAmt Ccy="AUD">20000000.00</DuePyblAmt>
              <AdjstmntAmtAndRsn>
                <Amt Ccy="AUD">0.00</Amt>
              </AdjstmntAmtAndRsn>
              <RmtdAmt Ccy="AUD">20000000.00</RmtdAmt>
            </RfrdDocAmt>
            <CdtrRefInf>
              <Tp>
                <CdOrPrtry>
                  <Cd>SCOR</Cd>
                </CdOrPrtry>
                <Issr>ISO</Issr>
              </Tp>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

Sample remittance

Specifying the remittance fields

• For printed (cheque) remittances, the field <RmtLctnMtd>should be specified as 'POST'.
• For emailed remittances the field <RmtLctnMtd> should be specified as 'EMAL'.

pain.002.001.003

PaymentsPlus responds to a pain.001.001.003 with three levels of pain.002.001.003 messages.

1. An immediate response at the "Group level" once the file is validated
2. A response after the file has been submitted to the bank for processing. This may be later if a delayed execution date is specified.
3. A response once the transactions are processed and their status is known.

The levels are explained below.

Level 1 - File acknowledgement

An immediate response at the file level. Note that after this point a file may be split into many payment batches.

• If successful: PaymentsPlus accepts the file for processing.
• If not successful: You will need to look at the error inside the response, then fix and re-submit the entire file.

Level 2 - Payments sent out

A response after PaymentsPlus submits the payment batch to the bank for processing. PaymentsPlus sends this for scenarios involving future dated payments on the value date or authorisation. This response is optional.

• If successful: PaymentsPlus submits the payment batch to the wider banking system.
• If not successful: PaymentsPlus rejected the payment batch or it was manually cancelled. Re-submit the entire payment batch. Note: other batches in the original file may have been successful.

Level 3 - Payment result

A response after the banking network processed the transactions and the remote bank reported their status.

• If successful: The remote bank accepted the individual payment. Note: this does not necessarily mean that the funds are settled at this point.
• If not successful: Inspect the error for each individual failed transaction and re-try that payment.

Response filenames

Our standard response filenames are as follows, with <Datetime> in the format ddMMyyyyHHmmss.

Specification

A response file will be produced for each input file provided into PaymentsPlus. Additional remittance files may be produced to update payments which have been subsequently declined by other financial institutions.

Status descriptions

The following is a list of Status descriptions

Sample file

<Document 
    xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.03" 
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <CstmrPmtStsRpt>
    <GrpHdr>
      <MsgId>8533133934</MsgId>
      <CreDtTm>2018-12-14T15:01:53</CreDtTm>
      <InitgPty>
        <Nm>TESTPAYER</Nm>
      </InitgPty>
    </GrpHdr>
    <OrgnlGrpInfAndSts>
      <OrgnlMsgId>1002279829</OrgnlMsgId>
      <OrgnlMsgNmId>pain.001.001.03</OrgnlMsgNmId>
      <OrgnlCreDtTm>2018-12-14T14:20:19</OrgnlCreDtTm>
      <OrgnlNbOfTxs>1</OrgnlNbOfTxs>
      <OrgnlCtrlSum>728.95</OrgnlCtrlSum>
    </OrgnlGrpInfAndSts>
    <OrgnlPmtInfAndSts>
      <OrgnlPmtInfId>1002279930</OrgnlPmtInfId>
      <PmtInfSts>ACSP</PmtInfSts>
      <TxInfAndSts>
        <StsId>2325063353</StsId>
        <OrgnlInstrId>01-200000010004702019</OrgnlInstrId>
        <OrgnlEndToEndId>0001000470</OrgnlEndToEndId>
        <TxSts>ACSP</TxSts>
      </TxInfAndSts>
    </OrgnlPmtInfAndSts>
  </CstmrPmtStsRpt>
</Document>