Test data

To help with the testing process we provide a list of account numbers for you to use.

You must not use real account numbers or customer information in the Test environment. This includes names, email addresses, and location address information.

Australian bank account payments

To help test your Australian bank account solution PaymentsPlus will generate response codes based on the BSB values. This will give you the ability to test a broad range of scenarios.

To test bank account payments use the BSBs provided in the table below. Each BSB will return a specific response code and summary code.

Rejected transactions represent errors that are identified early on by PaymentsPlus and Westpac. For example, invalid BSB. These transactions will be stopped on day 1. They will not be passed to the customer's bank for processing.
Declined transactions represent errors that are identified by the customer's bank. These transactions are initially reported as approved in a Payment Report (because they pass Westpac's high level error checks), but will later be declined in the portal.

See response codes for more information.

To test approved transactions use a BSB that is not included in the table below. We recommend using a non Westpac BSB such as 650-000.

BSB	Example Account Number	Response code	Summary
032-050	111111	R (WBC Exception Processing Error)	Rejected
032-051	111110	1 (Invalid BSB Number)	Declined
032-052	111112	2 (Payment stopped)	Declined
032-053	111114	3 (Account Closed)	Declined
032-054	111116	4 (Customer Deceased)	Declined
032-055	111118	5 (No Account/Incorrect Account#)	Declined
032-056	222223	6 (Refer to Customer)	Declined
032-057	111111	7 (No form PDC held)	Declined
032-058	111113	8 (Invalid User ID Number)	Declined
032-059	111115	9 (Other)	Declined
032-999	999994	G (WBC Exception Processing released successfully)	Successful
032-002	123465	G (WBC Exception Processing released successfully)	Successful

BPay payments

To help test your BPay solution PaymentsPlus will generate response codes based on the biller number values. This will give you the ability to test a broad range of scenarios.

The response code will be based on the first two digits of the biller number. Below is a set of examples and responses.

Biller Number	Response Code
0000012345	B00 (Accepted BPay Transaction)
0600012345	B06 (Biller Code Not Numeric)
0700012345	B07 (Biller Not Found)
1200012345	B12 (Service Code Not Numeric)
1500012345	B15 (CRN Not Present)
1600012345	B16 (CRN Contains Other Than Numbers and Spaces)
1700012345	B17 (CRN Invalid)
2200012345	B22 (Additional CRN Contains Other Than Numbers and Spaces)
2600012345	B26 (BPay Payment Method Not Valid)
4100012345	B41 (BPay Amount Less Than Minimum)
4200012345	B42 (BPay Amount Exceeds Normal Upper Limit)
4300012345	B43 (Payment Amount Not Numeric or Spaces)
6100012345	B61 (BPay amount does not match amount on bill)
6200012345	B62 (Date entered is after expiry date of the bill)
8700012345	B87 (Not Sufficient Funds)
8800012345	B88 (Problem in Memo Post)

Overseas telegraphic transfer payments

When making Overseas Telegraphic Transfer payments the destination account information varies based on the destination country.

For information on using IBANs and routing codes see:

IBANs and routing codes

Test accounts can be constructed from the rules on the above pages.

OSKO payments

To help test your OSKO solution PaymentsPlus will generate response codes based on the BSB number values. This will give you the ability to test a broad range of scenarios.

To test bank account payments use the BSBs provided in the table below. Each BSB will return a specific response code.

BSB	Example Account Number	Response code	Summary
032-001	111112	RJCT	Rejected
032-002	123465	RJCT	Rejected
032-003	111116	ASC	AcceptedSettlementCompleted
032-004	111118	ASIP	AcceptedSettlementInProcess
Other	Other	ASC	AcceptedSettlementCompleted

New Zealand Bank Account Payments

To test New Zealand bank account payments use the account numbers provided in the table below.